10 Stages of Spending your Paycheck

1. You check your balance account and are happy that it is no longer below your minimum balance

2. Convince yourself that this will go to your savings

3. Even though you know how it will end up, you go to the mall

4. Decide to go but not buy anything. This is for your savings!

5. Spot something you “really, really” need even though you have 2 of them at home in different colors

6. Quickly put it back

7. Go back to it and begin to convince yourself that buying it will actually be beneficial in one way or the other

8. Debate on getting it

9. Buy it

10. Decide that next time your paycheck will definitely go to your savings