It’s not easy being in college, and it’s definitely not any easier maintaining a strict budget that only goes towards ramen and water. However, what if I told you there was an easier way to save? Keep reading to find out how I save, track, and manage my money!
I don’t know why I haven’t thought of downloading this before, but this app is honestly so great for budgeting and knowing where all your money goes! Mint gives you a pie chart at the end of every month tracking HOW MUCH you spend and WHERE your money goes. As students, I know that I don’t have the time to sit down and back track where all my money went in the past week, so this app really puts into perspective how carelessly I swipe my card every time my friends ask to go on a sheetz run (oops). But now, at least I know to control my spending a little better and put back some money every time I get a paycheck.
If you are the type of person that feels like they HAVE to spend their money as soon as they get it… you are not alone. I am terrible at saving my money, especially if I see the full amount just sitting in my checking account; however, Digit has helped me save small increments of money throughout the year without me even noticing! The first 100 days of using Digit are completely free, so it does all the work for you! It uses a special algorithm to withdraw safe and small enough amounts that you won’t even know it’s gone until you see you already have $100 saved in just a couple weeks! This app is a lifesaver, because if I ever encounter a money emergency, I know that I can easily access this money for a rainy day and have it in my checking account, no problem! Not only does it save for you, but you also get texts every morning tracking your account balance, so you never have to question how much money you actually have in your account!
Hopefully, you will find that budgeting and saving money is not as hard as it may seem! I know that this way has worked wonders for me, so I encourage you to do the same!