Food, public transport and xerox are just some of the daily expenses that can jeopardize that trip of the year or even that dream exchange. However, internships also don’t help to balance the desires and obligations that we students have.
With that in mind, Her Campus’s finances column Talking Money has compiled a list of free apps for iOS and Android that will help you to organize your finances and even make a reservation at the end of the month. Are you ready?
1. GuiaBolso
The end of the month has come and you don’t remember where all the of your money went to? GuiaBolso can help you with this slide. That’s because the app reconciles the bank statement by registering your credit and debit card expenses on the platform itself, monitoring how much and what you have spent the most. Purchases paid in cash can be registered separately on the platform, so that nothing goes wrong.
Image Source: GuiaBolso
GuiaBolso also has a function that can help you to balance the accounts, since it has a tool destined exclusively to monthly spending goals. For example, if you want to spend only R$ 100 with xerox during the month, you can monitor this category so that the budget is not exceeded.
2. Tippz
Going out with a group of friends can be more expensive than it should, because not always the division of account is fair, since the calculation made by the establishment may be incorrect. But, you can avoid this by downloading Tippz.
Image Source: Tippz
Currently, the app is more focused on discount vouchers, but it has a function that allows the user to split the group’s bars and restaurants accounts according to what each one consumed. So you and your friends will not pay more than the necessary for that drink or potato chips.
3. Minhas Economias
In the rush of studies and internship, it isn’t difficult to forget to pay at least one account of the month. And who can help you with this task is Minhas Economias, which in addition to controlling credit card expenses and allowing division of expenses into categories, also alerts the users about the expiration dates of the tickets.
Image Source: Minhas Economias
With this platform, the filling of the monthly costs is done manually. The registration of the expenses can be done both online and offline, but, the synchronization with other accounts is only completed with the internet connection. Charts and reports for spending monitoring and an area of goals are also found in the app.
4. Finance
Planning the grocery list isn’t always easy. Not surprisingly, food prices rise and fall almost every day. However, to keep the user updated, the platform has a function capable of updating the price of the desired items.
Image Source: Finance
But Finance does not stop there. Long-term purchase plans such as mobile and electronic devices can be registered in the app, so that you tailor your budget according to your ideas. Want to go further and take that international trip? The platform also adjusts the price of these items, allowing the addition of national and international accounts. Another differential tool is the annex of photos of invoices to aid the control of expenses.
5. Cuponeria
Good, but it’s no use organizing the monthly bills and always losing the opportunity to save money at the time of shopping, right? By downloading the Cuponeria, the user finds a discount marketplace in segments ranging from fashion and food to cinema and theater.
Image Source: Cuponeria
On the platform, you can find coupons from Cinemark, Cine Belas Artes, Burger King, Hope, Nars and more.
How about taking advantage of discount savings to invest or ensure closing the end-of-month accounts?